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APY = Annual Percentage Yield. Rates effective as of  March 18th, 2024. Fees may reduce earnings.

Kasasa Cash Learn More

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $10,000 $25 0.51% 0.51%
$10,000+ $25 0.05% 0.51% to 0.09%
All balances if qualifications not met $25 0.05% 0.05%

The interest rate on the Kasasa Cash account can change at anytime.

To earn your rewards, complete the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

Kasasa Saver Learn More

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $10,000 $25 0.20% 0.20%
$10,000+ $25 0.05% 0.20% to 0.06%
All balances if qualifications not met $25 0.05% 0.05%

The interest rate on the Kasasa Saver account can change at anytime.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 debit card purchases, each greater than $5, post and settle

Checking Accounts

Account Minimum Required Opening Deposit Interest Rate APY
Interest Checking $25 0.05% 0.05%
Business Interest Checking $25 0.05% 0.05%

The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. Business accounts are not available to open online.

Wall Street Checking Learn More

Balance Minimum Required Opening Deposit Interest Rate APY
$0.01 - $2,499 $25 0.05% 0.05%
$2,500+ $25 0.15% 0.15%

The interest rate on the Wall Street checking account can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Savings Accounts

Account Minimum Required Opening Deposit Interest Rate APY
Savings Account $25 0.05% 0.05%

 

The savings account interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Premier Money Management Savings

Account Minimum Required Opening Deposit Interest Rate APY
Premier Money Management Account $25 3.75% 3.82%

The premier money management interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit. The premier money management account is not available to open online. 

Money Market (Business and Personal)

Balance Minimum Required Opening Deposit Interest Rate APY
$0.01 - $24,999 $25 0.05% 0.05%
$25,000 - $49,999 $25 0.10% 0.10%
$50,000+ $25 0.15% 0.15%

Learn more about Personal Money Market Accounts and Business Money Market Accounts

The money market interest rate can change at anytime and does have limited withdrawals. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Certificates of Deposit Learn More

Term Minimum Required Opening Deposit Interest Rate APY
30 Days $500 0.05% 0.05%
90 Days $500 0.05% 0.05%
6 Months $500 0.05% 0.05%
1 Year $500 0.05% 0.05%
2 Years $500 0.05% 0.05%
3 Years $500 0.05% 0.05%
4 Years $500 0.10% 0.10%

Penalty for early withdrawal.

Rate Watcher CD Learn More

Term Minimum Required Opening Deposit Interest Rate APY
15 Months $5,000 0.05% 0.05%
27 Months $5,000 0.05% 0.05%

Penalty for early withdrawal.

IntraFi® Network Deposits (formerly CDARS ®) Learn More

Term Minimum Required Opening Deposit Interest Rate APY
26-week $10,000 4.70% 4.83%
1-year (52-week)  $10,000 4.55% 4.67%
2-year (104-week) $10,000 4.07%

4.17%

3-year (156-week) $10,000

3.86%

3.95%

 

The IntraFi® Network DepositsSM  interest rates and Annual Percentage Yields (APYs) listed above are for the upcoming week. IntraFi® Network Deposit rates and APYs reprice weekly, each Wednesday. Interest rates are subject to change prior to the order date. Use of the IntraFi Network Deposits service is subject to the terms and conditions of the agreements, including the IntraFi Participating Institution Agreement and the Deposit Placement Agreement. IntraFi, CDARS, ICS, and One-Way Sell are registered service marks, and IntraFi Network and IntraFi Network Deposits are service marks, of IntraFi Network LLC.