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One of our Top Savings Accounts

The best savings account for beginners, our Savings Account, starts you off earning competitive interest. It’s as easy as … Ready, Set, Go!  With just a $25 minimum deposit, you will be on your way to building your cash cushion. Perfect as a rainy day account or emergency fund, our savings account begins earning you money immediately.  

With top-notch customer service and free online banking features, our Savings Account allows you a simplified savings solution. We like to think of it as savings with just a few simple rules.

Low Minimum Daily Balance

To keep you in the savings mind-set, this bank account requires a $50 minimum daily balance. If your account slips below the required daily amount, there is a $1 monthly service charge. Competitive interest is earned on your entire balance so the more you accumulate, the more you will earn! Interest is paid quarterly. 

Instant Access Savings

Our Savings Account is a personal savings plan that allows you instant access to your money. With 2 free withdrawals per month, you can remove money as needed. It allows you the freedom to enjoy a nice dinner out or make that extra special purchase without guilt and without debt! Just in case you require withdrawal amounts over the complimentary 2, we minimize the fee at just $1 per withdrawal in excess.

Our Savings Account is your opportunity to wade into the savings pool. We won’t dunk you in the deep end right away but we will provide you with competitive account rates and some tools to make your life more convenient: free online banking, free mobile banking and free telephone banking. Plus friendly customer service personnel to give it a human touch.

  • Simplified saving solution
  • Competitive interest earned on entire balance (paid quarterly)
  • Avoid the $1 monthly service charge by maintaining a $50 minimum daily balance
  • Learn how much you can earn — view our deposit rates
  • See how soon you'll reach your goal with our Savings Goal Calculator
  • 2 free withdrawals per month; $1 fee per withdrawal in excess thereafter
  • Free online banking
  • Free eStatements sent semi-annually (June and December)
  • Free mobile banking
  • Free telephone banking
  • $25 minimum deposit to open

It’s never too late to open a savings account. Visit our online portal or contact us for assistance. Isn’t it time to get started?

Transfers or withdrawals from a savings account to (a) another account of the same depositor at our institution or to (b) a third party or an account of the same depositor at another bank, if made by preauthorized transfer, automatic transfer, telephone, fax or internet banking service and (c) transfers or withdrawals to a third party or to an account of the depositor to another account at another bank made by check, draft, debit card are limited to an aggregate total of six (6) per calendar month. There is no limit to the number of transfers or withdrawals from your savings account to repay loans at our institution or are made in person, by mail, by messenger or at an ATM. These transactions are considered made on the date the transaction posts and settles to your account, not the date the withdrawal request was initiated.