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Money Market Account: A No Brainer for Savvy Savers

Do you want to maintain access to your funds and earn competitive, tiered interest? If you do, we have one of the best money market accounts for you! A no brainer for savvy savers, our Money Market Account is flexible and gives you the best of both worlds: liquidity and high interest savings.

High Interest Savings Account

With competitive, tiered rates, a higher account balance means you can capitalize on more interest. Then, include the potent contributor of monthly-compounded interest and your money will expand into a robust nest egg. Perfect for saving for a higher ticket items, our Money Market Account with ideal money market interest rates is ideal for emergency funds and life changing circumstances.

Minimum Daily Balance

The Money Market Account here at Community Bank of Raymore has a minimum daily balance of $1,000, which is set on the lower side of the national average. We want you to avoid all possible fees; however, a $10 monthly service fee will be added if the monthly requirement is not met.

Instant Access Savings

Our Money Market Account is a savings plan that allows you enhanced access to your money.  With 6 free transfers per monthly cycle, you may transfer money via check, draft, debit card or similar order. If your transfer activity exceeds the 6 complimentary allotments, a $10 fee is assigned to each thereafter. However, if you visit one of our 3 convenient locations, you are allowed unlimited in-person transfers and withdrawals. No limit when you come see us!

The Perks of Regular Savings Accounts

Similar to our regular savings accounts, our Money Market Account offers free online banking, free mobile banking and free telephone banking. For only a $25 minimum deposit, you can open a Money Market Account and begin enjoying the advantages of personal savings today!

  • Competitive, tiered rates where higher balances earn higher rates
  • Interest compounded monthly
  • Learn how much you can earn — view our deposit rates
  • See how soon you'll reach your goal with our Savings Goal Calculator
  • Enjoy flexibility with enhanced access to funds
  • 6 free transfers per monthly cycle; $10 fee per transfer in excess thereafter
  • Make transfers by check, draft, debit card, or similar order
  • Unlimited in-person transfers and withdrawals
  • Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance
  • Free online banking
  • Free eStatements*
  • Free mobile banking
  • Free telephone banking
  • $25 minimum deposit to open

Transfers or withdrawals from a money market account to (a) another account of the same depositor at our institution or to (b) a third party or an account of the same depositor at another bank, if made by preauthorized transfer, automatic transfer, telephone, fax or internet banking service and (c) transfers or withdrawals to a third party or to an account of the depositor to another account at another bank made by check, draft, debit card are limited to an aggregate total of six (6) per calendar month. There is no limit to the number of transfers or withdrawals from your money market account to repay loans at our institution or are made in person, by mail, by messenger or at an ATM. These transactions are considered made on the date the transaction posts and settles to your account, not the date the withdrawal request was initiated.

*Paper statements delivered by mail are available for $4.00 per statement. When the daily account balance is at least $10,000 or more each day of the statement cycle, the paper statement fee will be waived for that cycle.