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Take out a revolving line of credit and set up the equity you've built within your home as collateral. Use just what you need, when you need it with a HELOC. And the interest you pay may even be tax deductible.1 So go ahead and pay for that June wedding, new guest bathroom, or a college education with a line of credit that works with your budget.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral 
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as payments are made the amount on your credit line increases
  • Funds easily available via check writing
  • The interest paid might be tax deductible1
  • Local decision-making and processing in Cass County
  • Attentive, friendly service from start to finish
  • All loans subject to credit approval

Learn More

If you have questions, feel free to contact one of our qualified loan officers by phone at 816-322-2100 or email us at [email protected]. 

See a list of our Registered Mortgage Loan Originators

  1. During draw period (first 120 months of 240 month schedule) – monthly interest only payments
  2. During repayment period (last 120 months of 240 month schedule) – monthly payments equal to 0.8% of the outstanding balance plus interest with a minimum payment of $100

The Home Equity Line of Credit interest rate is based on the printed Daily Prime Rate2 located in the Rate Index of the Wall Street Journal with a floor rate of 4.00%. Apply today by calling us at 816-322-2100 and ask to speak to someone about a home equity line of credit.

Disclosures available here.

See a list of our Registered Mortgage Loan Originators.

1 Consult a tax advisor. 2 The Annual Percentage Rate (APR) may change daily, but will not exceed 18%. Maximum combined LTV is up to 80% (including prior mortgages or liens). Insurance must be carried on the property securing this loan.