Kasasa Cash*

BalanceAPY
Balances up to $10,0001.01%
Balances over to $10,0001.01% to 0.27%
All balances if qualifications aren't met0.05%

*$25 Minimum Required Opening Deposit

To earn your rewards, complete the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 signature-based debit card purchases, with a minimum amount of at least $5.00, post and settle

Kasasa Saver*

BalanceAPY
Balances up to $10,0000.51%
Balances over to $10,0000.51% to 0.23%
All balances if qualifications aren't met0.05%

*$25 Minimum Required Opening Deposit

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 10 signature-based debit card purchases, with a minimum amount of at least $5.00, post and settle

Checking

AccountInterest RateAPY*
Interest Checking0.10%0.10%
Wall Street Checking - deposits of $0.01-$2499.990.10%0.10%
Wall Street Checking - deposits $2500 or more0.25%0.25%
Business Interest Checking0.10%0.10%

*Annual Percentage Yield


The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.


Savings

AccountInterest RateAPY*
Statement Savings0.05%0.05%
Premier Money Management0.00%0.00%

*Annual Percentage Yield


The savings account interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Money Market (Business and Personal)

BalanceInterest RateAPY*
$0.01 to $24,9990.10%0.10%
$25,000 to $49,9990.15%0.15%
$50,000 and above0.20%0.20%

*Annual Percentage Yield


The money market interest rate can change at anytime and does have limited withdrawals. Fees may reduce earnings. Minimum opening deposit is $100.00. Click on the account name above for more details, including minimum opening deposit.


Certificates of Deposit (Minimum Deposit Requirement = $500) ¹

TypeInterest RateAPY*
30 Days0.15%0.15%
90 Days0.15%0.15%
6 Months0.20%0.20%
1 Year0.30%0.30%
2 Years0.35%0.35%
3 Years0.70%0.70%
4 Years0.70%0.70%

*Annual Percentage Yield

**Penalty for early withdrawal

Rate Watcher CDs (Minimum Deposit Requirement = $5,000) ¹ ²

TypeInterest RateAPY*
15 Months0.25%0.25%
27 Months0.35%0.35%

*Annual Percentage Yield

**Penalty for early withdrawal