Rewards Checking

BalanceInterest RateAPY*
$0.01 to $10,00.00*1.49%1.50%
$10,000.01 to 9,999,999.99*0.10%1.50% to 0.10%
Entire balance if qualifications are not met*0.05%0.05%

*APY=Annual Percentage Yield. APYs accurate as of 12/1/2014. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.50%; and (3) balances over $10,000 earn 0.10% interest rate on portion of balance over $10,000, resulting in 1.50% - 0.10% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Fees may reduce earnings. Limit one account per customer. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. ATM Fee reimbursements provided only if qualifications are met within the monthly qualification.


To earn your rewards, complete the following transactions and activities each monthly qualification cycle:

  • Have at least 10 signature based debit card purchases with a minimum amount of at least $5.00 post and settle
  • Have at least one automatic payment or direct deposit post and settle

Statements will be provided electronically with this account.


Checking

AccountInterest RateAPY*
Low Minimum Interest Checking0.10%0.10%
VIP Interest Checking0.10%0.10%
50+ Interest Checking0.10%0.10%
Wall Street Checking - deposits of $0.01-$2499.990.10%0.10%
Wall Street Checking - deposits $2500 or more0.25%0.25%
Business Interest Checking0.10%0.10%

*Annual Percentage Yield


The interest rate on the checking accounts can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.


Savings

AccountInterest RateAPY*
Statement Savings0.05%0.05%
Premier Money Management0.00%0.00%

*Annual Percentage Yield


The savings account interest rate can change at anytime. Fees may reduce earnings. Click on the account name above for more details, including minimum opening deposit.

Money Market (Business and Personal)

BalanceInterest RateAPY*
$0.01 to $24,9990.10%0.10%
$25,000 to $49,9990.15%0.15%
$50,000 and above0.20%0.20%

*Annual Percentage Yield


The money market interest rate can change at anytime and does have limited withdrawals. Fees may reduce earnings. Minimum opening deposit is $100.00. Click on the account name above for more details, including minimum opening deposit.


Certificates of Deposit (Minimum Deposit Requirement = $500) ¹

TypeInterest RateAPY*
30 Days0.15%0.15%
90 Days0.15%0.15%
6 Months0.20%0.20%
1 Year0.30%0.30%
2 Years0.35%0.35%
3 Years0.80%0.80%
4 Years0.95%0.95%

*Annual Percentage Yield

Rate Watcher CDs (Minimum Deposit Requirement = $5,000) ¹ ²

TypeInterest RateAPY*
15 Months0.25%0.25%
27 Months0.35%0.35%

*Annual Percentage Yield