Rewards Checking

Rewards Checking is an innovative free account that pays! With 2.51%* Annual Percentage Yield (APY), your checking account becomes a true investment, making more money than a savings account. Since we refund ATM fees incurred by other banks nationwide, you'll never waste those gains on getting cash. Plus, you'll receive a Visa Debit Card, internet banking and online bill pay - all for free! There are never maintenance fees or hidden service charges, just rewards for using Community Bank of Raymore!

To receive these great rewards you must complete the following monthly requirements:

1) Minimum of 10 debit card purchases (ATM withdrawals do not count)

2) Receive 1 direct deposit or have 1 ACH automatic debit

3) Receive your bank statement electronically

Rewards you will receive if qualifications are met:

• 2.51% APY paid on balances up to $25,000
• 0.50% APY paid on balances over $25,000*
• Reimbursement of all ATM fees nationwide

Other Features

• No minimum balance, low opening deposit of $100
• No maintenance fees
• Free online banking and bill pay
• Free Visa Check Card

* Aggregate balances of $25,000 or more will have a blended interest rate on the monthly statement. The interest rate can change at anytime. Only one Rewards Checking account per customer. Fees may reduce earnings. Rates as of December 31st, 2009.

To Earn the Bonus Rate, Perform the Following Each Cycle:

• Make at least 10 debit card transactions (Point of Sale) per statement cycle
• Have at least one monthly ACH direct deposit or ACH auto debit
• Receive your statements electronically

2.51% Annual Percentage Yield (APY) paid on balances each cycle when the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning 0.10% APY. The interest rate can change at anytime. Rates as of December 31st, 2009.